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At CTIC we believe in a "team approach" to the management of your assets.


The core of the team, the CTIC staff, is composed of highly skilled and qualified professionals. The CTIC team is dedicated to working with you and your accountants, insurance specialists, and other professional advisors to develop and oversee a strategy that is specially designed for your business or personal financial goals. Our collaboration allows us to successfully provide exceptional professional administration and management of your business and personal assets.


The CTIC team consists of professionals dedicated to working together with you on any and all aspects that pertain to your wealth management goals.




Darrin Church joined Citizens Trust and Investment Corporation in 2004. As President Darrin focuses on wealth management and trust administration for individuals and businesses. He is dedicated to working with clients to help them define and realize their wealth management goals. In addition to working with our clients, Darrin is responsible for the management of the Trust Corporation.


Darrin began his banking career in Denver, Colorado in 1989. He moved to Farmington in 1998, where he worked in the trust department at First National Bank of Farmington and Wells Fargo. He brings over 29 years’ experience in banking, trust administration and trust marketing.


Darrin holds an Accredited Investment Fiduciary designation. He is also a graduate of the American Bankers Association National and Graduate Trust Schools.


E-mail: dchurch@ctic.net



Melissa Ramsted

Trust Officer


Melissa Ramsted, Trust Officer, joined Citizens Trust & Investment Corporation in August of 2008. She has a wealth of knowledge she learned in the legal field with John C. Booth, Attorney at Law, whom she assisted for 14 years. During her career as a paralegal, she worked with elder law, business and corporate law, and extensive probate and estate planning. At Citizens Trust & Investment Corporation she assists our clients in trust administration and settlement of estates. Melissa is a graduate of American Bankers Association National and Graduate Trust Schools.


E-mail: mramsted@ctic.net



Jason Calcote

Trust Officer


Jason Calcote joined Citizens Trust in 2009. As a Trust Officer, he works with clients to ensure their savings, retirement planning strategies, and investments are in line with their life-long ambitions and aspirations.


Jason grew up in Farmington and attended New Mexico State University where he earned a BA in Finance as well as a Masters’ in Business Administration. Since joining Citizens Trust, Jason has earned a CRSP designation from Cannon Financial and an Accredited Investment Fiduciary designation from fi360.


E-mail: jcalcote@ctic.net