Employee Spotlight...Melissa Ramsted


Melissa Ramsted, Junior Trust Officer, joined Citizens Trust & Investment Corporation in August of 2008. She has a wealth of knowledge she learned in the legal field with John C. Booth, Attorney at Law, whom she assisted for 14 years. During her career as a paralegal, she worked with elder law, business and corporate law, and extensive probate and estate planning. At Citizens Trust & Investment Corporation she assists our clients in trust administration and settlement of estates. Melissa is a graduate of American Bankers Association National Trust School and is currently working toward her accreditation as a Certified Trust & Financial Advisor.

Melissa is a Farmington native, a graduate of Farmington High School, and attended San Juan College.

Melissa, her husband and two sons are involved in youth athletic programs in the community including wrestling, baseball and football. Melissa enjoys camping, traveling, photography and spending time with her family and friends.


Our Mission is to impact the future and long term wealth goals of our clients, their children and their grandchildren. This is achieved through quality service, specialized knowledge and innovative performance.

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